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Delta Dental Dentist – Worcester, MA

Learn More About the Benefits of Delta Dental

In order to make the most of your insurance policy, you should attend all your biannual checkups and cleanings—otherwise, that money isn’t being well-spent. But your Delta Dental policy isn’t just handy for lowering the cost of preventive care; it can also help you out when your smile needs restorative care! But you might be wondering how you can make the most out of your policy, and our team is ready to step in and answer your questions. Keep reading to learn more about how you can easily achieve a healthier smile without breaking the bank, all with the help of your Delta Dental dentist in Worcester.

Delta Dental Coverage Availability & Fees

a closeup of a dental insurance form

Generally speaking, there are three types of Delta Dental benefits plans:

  • Delta Dental PPOSM
  • Delta Dental Premier®
  • DeltaCare® USA (HMO)

Delta Dental PPO and Delta Dental Premier allow you to see any licensed dentist you choose; however, if you go somewhere in-network, you’re likely going to save more money. With DeltaCare USA, you must select a primary care dentist from within the network. The coverage you receive from Delta Dental depends on your plan, the dentist you visit, and the treatment you receive. Under most PPO and Premier plans, a specified percentage of the cost is paid by your insurance, and then the amount you owe depends on the dentist’s fees. Therefore, this means your costs may be lower when you visit our office since we’re in-network with Delta Dental!

Some plans use a table of allowances that shows the specific dollar amount paid for each procedure. You end up paying the difference between the allowance and your dentist’s accepted fee. Prepaid plans, like DeltaCare USA, often have set copayments for each service, so you can calculate how much you’ll owe beforehand. It’s also worth noting that most Delta Dental insurance plans work within a benefit period, which is often from January until the end of December of that year. It’s always important to be mindful of yearly maximums and limits for you and all of those on your plan, too.

Meet Our Dental Insurance Team

a dental treatment chair in the background

Our talented team here at University Dental Group is well-versed in the technical and sometimes confusing language that’s found within a dental insurance plan, and we’re more than happy to help you with whatever questions or concerns you may have about your plan and coverage! We can even give you a hand when it’s time to file a claim, making things all the more easier for you. We’re dedicated to making sure that you and your loved ones receive the dental care you need at a reasonable price you can afford!