Having dental insurance is one thing. Knowing how to use your benefits to the fullest is something else entirely. If you’re worried that your valuable dollars are going to waste instead of going toward your smile, don’t worry – this blog will help! Below, you will find three easy ways to maximize your dental insurance benefits in 2025.
1. Schedule a Dental Visit Every Six Months
Although dental plans aren’t the same from patient to patient, there are some benefits that are pretty universal. Two dental checkups and cleanings each year are one of them. So, if you haven’t already, get your second visit of 2025 on the calendar! It may seem a little early, but, as usual, it will be the holidays before you know it. So, it’s better to do it now instead of waiting until November and hoping your dentist has a last-minute opening.
2. Read the Fine Print
As mentioned above, the fine print on dental plans varies. That’s why it’s so important to read through it. Patients are often surprised to find out that they have an emergency exam covered each year, or that their provider will cover a portion of the cost of orthodontic treatment. To put it simply, the more you know, the more you can save!
3. Learn the Limitations
Of course, there are also some rules and restrictions that come with dental insurance. For example, your plan may have waiting periods, like no coverage on root canals for the first three months. It’s also very common for there to be yearly deductibles and annual maximums. Knowing all of this information upfront will prevent unpleasant surprises and help you plan your treatments in a way that benefits your smile and your wallet.
Remember, Unused Benefits Don’t Roll Over!
For most patients, their benefits renew on January 1st. If that’s the case for you, then you have until the end of the year to maximize them. Otherwise, they will lapse, resulting in your valuable dollars going to waste.
About the Practice
Our team at University Dental Group has worked with dental insurance providers for years, but we recognize that’s usually not the case for our patients. That’s why we do our best to make navigating the ins and outs of their coverage a breeze. We are also in-network with Altus, Cigna, Delta Dental, Guardian, and several others, which makes saving on the dental care you need even easier. If you have any questions for us about how to utilize your benefits or you need to schedule an appointment, don’t hesitate to get in touch with us via our website or by phone at (508) 753-1911.