UnitedHealthcare PPO Dentist Worcester
Learn More About the Benefits of UnitedHealthcare PPO
Do you have a PPO dental insurance plan from UnitedHealthcare (UHC)? If so, you can count yourself fortunate! Not only might your policy allow you to access low-cost preventive services, but it also has the potential to reduce expenses when your smile needs restorative care. How can you get the most out of your plan? As an in-network UnitedHealthcare dentist in Worcester, the team at University Dental Group is eager to assist you. Continue reading below or contact us today to learn more.
UnitedHealthcare PPO Coverage Availability & Fees
UHC offers a number of different dental insurance plans. PPO policies allow you to visit any dentist or specialist. Often, their coverage levels work something like this:
- Preventive care may be up to 100% covered. This usually includes cleanings, checkups and routine X-rays.
- Basic restorative services may be around 80% covered. Fillings fall into this category.
- Major dental treatments may be up to 50% covered. Crowns, dentures and other complex services are included in this category.
Keep in mind as well that your plan may have:
- A waiting period of 6 – 12 months before you are eligible for certain restorative services.
- A deductible that you must pay out of pocket before your insurance kicks in to cover anything.
- An annual maximum, which is a yearly cap on the amount that UHC will pay for approved services.
Getting to know the details of your unique plan will help you get the greatest value out of it. We also suggest that you visit an in-network dental provider. Although PPO insurance allows you to visit any dentist, in-network practices like us have a contract with UnitedHealthcare that manages fees. Therefore, you are likely to pay less out of pocket overall. In some cases, we can even divide major treatments across separate calendar years. This opens the door for you to use two annual maximums instead of only one.
Meet the Team
At University Dental Group, we understand that navigating dental insurance can feel overwhelming at times. We are here to help! Our talented front office staff has many years of combined experience in dealing with a variety of UnitedHealthcare PPO policies. We can assist you with the following:
- Verifying your benefits and discovering how they apply to various services.
- Seeking preauthorization when necessary.
- Filing timely claims.
- Following up with UHC to make sure you get the benefits you are entitled to.
Would you like to learn more about how to use your UnitedHealthcare PPO dental insurance plan in our Worcester office? Do not hesitate to get in touch with us!