{"id":313,"date":"2023-12-02T23:46:47","date_gmt":"2023-12-02T23:46:47","guid":{"rendered":"https:\/\/www.universitydentalgroup.com\/blog\/?p=313"},"modified":"2023-12-19T23:47:11","modified_gmt":"2023-12-19T23:47:11","slug":"helpful-things-everyone-should-know-about-dental-insurance","status":"publish","type":"post","link":"https:\/\/www.universitydentalgroup.com\/blog\/2023\/12\/02\/helpful-things-everyone-should-know-about-dental-insurance\/","title":{"rendered":"3 Helpful Things Everyone Should Know About Dental Insurance"},"content":{"rendered":"
\n
\"a<\/figure><\/div>\n\n\n

Dental insurance<\/a> is similar to other types of insurance; you pay a monthly fee in exchange for a certain amount of coverage, with varying benefits, that lasts throughout the calendar year. Needless to say, it\u2019s a pretty wise investment, given how problematic (and expensive) dental problems can be. That said, if you have dental insurance, you should also remember that knowledge is power\u2014knowing how your plan operates and how it helps you save on treatment is always going to be in your best interest. Here are four key things you should keep in mind! <\/p><\/p>\n\n\n\n\n\n\n\n

<\/p>

1. Every Provider and Plan Is Different<\/h2>

Every provider has their own set prices and types of plans, meaning that if you\u2019re in the market for coverage, you should first consider your needs and then evaluate your options. To make sure you\u2019re getting the best deal and gaining access to everything you\u2019ll need, don\u2019t hesitate to read the fine print; you don\u2019t want to commit to coverage that doesn\u2019t help you pay for treatments you need, and you don\u2019t need access to benefits that you\u2019ll never use! <\/p>

2. Dental Insurance Emphasizes Preventing Issues<\/h2>

Dentists and insurance providers alike understand that it\u2019s always going to be cheaper to prevent issues, rather than allowing them to worsen before being treated. This is why dental insurance often fully covers the cost of preventive care! That said, some plans also have higher co-pays for procedures categorized outside of preventive care. With this in mind, it\u2019s always wise to consider what type of services you\u2019ll need when purchasing dental coverage, especially if your focus is more than just preventive care and enters the realm of restorative care.<\/p>

3. Know When Your Benefits Are Active<\/h2>

Insurance plans are usually based around the calendar year, with coverage activating in January and continuing through December. For example, if your plan allows for two annual checkups and cleanings, which is standard, you\u2019ll be expected to attend those visits before the end of the year if you want to take advantage of your benefits. It\u2019s also worth being mindful of waiting periods; the majority of dental insurance plans will require you to wait for a specified waiting period before your coverage activates, especially for complex treatments. But when it comes to preventive care, like checkups and cleanings, these periods are generally shorter or nonexistent. In any case, always check your plan so that you know when you\u2019re eligible for coverage so you can start saving while you\u2019re smiling! <\/p>

About the Practice <\/h2>

Here at University Dental Group, we\u2019re excited to provide patients and families in Worcester with an unmatched level of dental care! We\u2019re also proud to accept a wide range of different insurance providers so that you\u2019re able to get the care you need while saving your hard-earned money. If you have any questions about the blog or your dental insurance plan, or you\u2019d like to schedule your next visit, feel free to visit us online<\/a> or give us a call today for further information or assistance! Telephone: (508) 753-1911.<\/b> <\/p> <\/p>\n","protected":false},"excerpt":{"rendered":"

Dental insurance is similar to other types of insurance; you pay a monthly fee in exchange for a certain amount of coverage, with varying benefits, that lasts throughout the calendar year. Needless to say, it\u2019s a pretty wise investment, given how problematic (and expensive) dental problems can be. That said, if you have dental insurance, […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"\nThings To Know About Dental Insurance | University Dental Group<\/title>\n<meta name=\"description\" content=\"By design, dental insurance is intended to help you afford necessary dental care. Here are some things to remember about these plans.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.universitydentalgroup.com\/blog\/2023\/12\/02\/helpful-things-everyone-should-know-about-dental-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Things To Know About Dental Insurance | University Dental Group\" \/>\n<meta property=\"og:description\" content=\"By design, dental insurance is intended to help you afford necessary dental care. Here are some things to remember about these plans.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.universitydentalgroup.com\/blog\/2023\/12\/02\/helpful-things-everyone-should-know-about-dental-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"University Dental Group Blog\" \/>\n<meta property=\"article:published_time\" content=\"2023-12-02T23:46:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-12-19T23:47:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.universitydentalgroup.com\/blog\/wp-content\/uploads\/2023\/12\/image-300x200.png\" \/>\n<meta name=\"author\" content=\"universitydentalgroup\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"universitydentalgroup\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.universitydentalgroup.com\/blog\/2023\/12\/02\/helpful-things-everyone-should-know-about-dental-insurance\/\",\"url\":\"https:\/\/www.universitydentalgroup.com\/blog\/2023\/12\/02\/helpful-things-everyone-should-know-about-dental-insurance\/\",\"name\":\"Things To Know About Dental Insurance | University Dental Group\",\"isPartOf\":{\"@id\":\"https:\/\/www.universitydentalgroup.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.universitydentalgroup.com\/blog\/2023\/12\/02\/helpful-things-everyone-should-know-about-dental-insurance\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.universitydentalgroup.com\/blog\/2023\/12\/02\/helpful-things-everyone-should-know-about-dental-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.universitydentalgroup.com\/blog\/wp-content\/uploads\/2023\/12\/image-300x200.png\",\"datePublished\":\"2023-12-02T23:46:47+00:00\",\"dateModified\":\"2023-12-19T23:47:11+00:00\",\"author\":{\"@id\":\"https:\/\/www.universitydentalgroup.com\/blog\/#\/schema\/person\/53708c27d9a149063fad9bff20b716f7\"},\"description\":\"By design, dental insurance is intended to help you afford necessary dental care. Here are some things to remember about these plans.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.universitydentalgroup.com\/blog\/2023\/12\/02\/helpful-things-everyone-should-know-about-dental-insurance\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.universitydentalgroup.com\/blog\/2023\/12\/02\/helpful-things-everyone-should-know-about-dental-insurance\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.universitydentalgroup.com\/blog\/2023\/12\/02\/helpful-things-everyone-should-know-about-dental-insurance\/#primaryimage\",\"url\":\"https:\/\/www.universitydentalgroup.com\/blog\/wp-content\/uploads\/2023\/12\/image.png\",\"contentUrl\":\"https:\/\/www.universitydentalgroup.com\/blog\/wp-content\/uploads\/2023\/12\/image.png\",\"width\":975,\"height\":650},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.universitydentalgroup.com\/blog\/2023\/12\/02\/helpful-things-everyone-should-know-about-dental-insurance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.universitydentalgroup.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"3 Helpful Things Everyone Should Know About Dental Insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.universitydentalgroup.com\/blog\/#website\",\"url\":\"https:\/\/www.universitydentalgroup.com\/blog\/\",\"name\":\"University Dental Group Blog\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.universitydentalgroup.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.universitydentalgroup.com\/blog\/#\/schema\/person\/53708c27d9a149063fad9bff20b716f7\",\"name\":\"universitydentalgroup\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.universitydentalgroup.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/39cb87539ded4f5da385f0466cbe6360?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/39cb87539ded4f5da385f0466cbe6360?s=96&d=mm&r=g\",\"caption\":\"universitydentalgroup\"},\"url\":\"https:\/\/www.universitydentalgroup.com\/blog\/author\/universitydentalgroup\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Things To Know About Dental Insurance | University Dental Group","description":"By design, dental insurance is intended to help you afford necessary dental care. Here are some things to remember about these plans.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.universitydentalgroup.com\/blog\/2023\/12\/02\/helpful-things-everyone-should-know-about-dental-insurance\/","og_locale":"en_US","og_type":"article","og_title":"Things To Know About Dental Insurance | University Dental Group","og_description":"By design, dental insurance is intended to help you afford necessary dental care. Here are some things to remember about these plans.","og_url":"https:\/\/www.universitydentalgroup.com\/blog\/2023\/12\/02\/helpful-things-everyone-should-know-about-dental-insurance\/","og_site_name":"University Dental Group Blog","article_published_time":"2023-12-02T23:46:47+00:00","article_modified_time":"2023-12-19T23:47:11+00:00","og_image":[{"url":"https:\/\/www.universitydentalgroup.com\/blog\/wp-content\/uploads\/2023\/12\/image-300x200.png","type":"","width":"","height":""}],"author":"universitydentalgroup","twitter_card":"summary_large_image","twitter_misc":{"Written by":"universitydentalgroup","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.universitydentalgroup.com\/blog\/2023\/12\/02\/helpful-things-everyone-should-know-about-dental-insurance\/","url":"https:\/\/www.universitydentalgroup.com\/blog\/2023\/12\/02\/helpful-things-everyone-should-know-about-dental-insurance\/","name":"Things To Know About Dental Insurance | University Dental Group","isPartOf":{"@id":"https:\/\/www.universitydentalgroup.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.universitydentalgroup.com\/blog\/2023\/12\/02\/helpful-things-everyone-should-know-about-dental-insurance\/#primaryimage"},"image":{"@id":"https:\/\/www.universitydentalgroup.com\/blog\/2023\/12\/02\/helpful-things-everyone-should-know-about-dental-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/www.universitydentalgroup.com\/blog\/wp-content\/uploads\/2023\/12\/image-300x200.png","datePublished":"2023-12-02T23:46:47+00:00","dateModified":"2023-12-19T23:47:11+00:00","author":{"@id":"https:\/\/www.universitydentalgroup.com\/blog\/#\/schema\/person\/53708c27d9a149063fad9bff20b716f7"},"description":"By design, dental insurance is intended to help you afford necessary dental care. Here are some things to remember about these plans.","breadcrumb":{"@id":"https:\/\/www.universitydentalgroup.com\/blog\/2023\/12\/02\/helpful-things-everyone-should-know-about-dental-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.universitydentalgroup.com\/blog\/2023\/12\/02\/helpful-things-everyone-should-know-about-dental-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.universitydentalgroup.com\/blog\/2023\/12\/02\/helpful-things-everyone-should-know-about-dental-insurance\/#primaryimage","url":"https:\/\/www.universitydentalgroup.com\/blog\/wp-content\/uploads\/2023\/12\/image.png","contentUrl":"https:\/\/www.universitydentalgroup.com\/blog\/wp-content\/uploads\/2023\/12\/image.png","width":975,"height":650},{"@type":"BreadcrumbList","@id":"https:\/\/www.universitydentalgroup.com\/blog\/2023\/12\/02\/helpful-things-everyone-should-know-about-dental-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.universitydentalgroup.com\/blog\/"},{"@type":"ListItem","position":2,"name":"3 Helpful Things Everyone Should Know About Dental Insurance"}]},{"@type":"WebSite","@id":"https:\/\/www.universitydentalgroup.com\/blog\/#website","url":"https:\/\/www.universitydentalgroup.com\/blog\/","name":"University Dental Group Blog","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.universitydentalgroup.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.universitydentalgroup.com\/blog\/#\/schema\/person\/53708c27d9a149063fad9bff20b716f7","name":"universitydentalgroup","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.universitydentalgroup.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/39cb87539ded4f5da385f0466cbe6360?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/39cb87539ded4f5da385f0466cbe6360?s=96&d=mm&r=g","caption":"universitydentalgroup"},"url":"https:\/\/www.universitydentalgroup.com\/blog\/author\/universitydentalgroup\/"}]}},"_links":{"self":[{"href":"https:\/\/www.universitydentalgroup.com\/blog\/wp-json\/wp\/v2\/posts\/313"}],"collection":[{"href":"https:\/\/www.universitydentalgroup.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.universitydentalgroup.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.universitydentalgroup.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.universitydentalgroup.com\/blog\/wp-json\/wp\/v2\/comments?post=313"}],"version-history":[{"count":1,"href":"https:\/\/www.universitydentalgroup.com\/blog\/wp-json\/wp\/v2\/posts\/313\/revisions"}],"predecessor-version":[{"id":315,"href":"https:\/\/www.universitydentalgroup.com\/blog\/wp-json\/wp\/v2\/posts\/313\/revisions\/315"}],"wp:attachment":[{"href":"https:\/\/www.universitydentalgroup.com\/blog\/wp-json\/wp\/v2\/media?parent=313"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.universitydentalgroup.com\/blog\/wp-json\/wp\/v2\/categories?post=313"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.universitydentalgroup.com\/blog\/wp-json\/wp\/v2\/tags?post=313"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}